The campaign starts on 9th of November 2020 and entry into the prize draw is open
until 13th of
December 2020. There will be five weekly giveaway prize draws amongst qualified participants.
*256 GB model / winner chooses model color
Entering the prize draw is quick and easy
in order to participate in the prize draw
The more times you deposit and invest,
the more chances you have to win the iPhone!
Lendermarket is a P2P crowdfunding marketplace that brings you investment opportunities from Creditstar Group across different European markets.
is a leading digital consumer finance company in Europe.
Invest with Creditstar Group
Lendermarket is a lending marketplace for investors to invest in Buyback Guaranteed consumer loans issued in Europe. The loans are originated by our partner Creditstar Group - one of Europe’s leading digital finance companies.
© Lendermarket. All Rights Reserved
© Lendermarket. All Rights Reserved
Lendermarket offers the opportunity to win five iPhone 12 Pro by depositing and investing at Lendermarket. Lendermarket is organizing this campaign called “5 iPhones in 5 weeks” (hereinafter, the “Campaign”), which will be governed by the following terms and conditions (hereinafter, the “Terms and Conditions”).
The terms used in the Terms and Conditions shall have the same meaning as ascribed in the Rules of the Platform unless the context otherwise requires or indicated differently in the present Terms.
2.1. This Campaign is organised by:
2.1.1. Lendermarket Limited (“the Promoter”), a company incorporated in Ireland with its registered address at: 77 Sir John Rogerson's Quay, Block C, Grand Canal Docklands, Dublin 2, D02 VK60, Ireland. Registration Number 585178; and
2.1.2 Heimondo OÜ ("the Promoter's partner”), a company incorporated in Estonia with its registered address at: Maakri tn 44-20, Tallinn, Estonia. Registration number 12438084.
2.2. The Promoter is responsible for the publication and adjudication of the prize draw. Provision of the prizes is the responsibility of the Promoter's partner.
2.3. The Promoter organizes the Campaign called: "5 iPhones in 5 Weeks" for the entrants who meet the requirements established in these Terms and Conditions.
3.1. To participate in the prize draws and be eligible to win the prize described in clause 6, the entrant must make a deposit of at least one hundred (100) euros to her/his Lendermarket User Account and invest those funds in full during the duration of the Campaign.
3.2. By entering this Campaign, all entrants agree to accept and to be legally bound by these Terms and Conditions.
3.3. If you have any questions about how to enter or in connection with the Prize Draw, please send an email at [email protected]
3.4. By entering the Campaign, entrants have a chance to win the prize described in clause number 6.1.
3.5. Multiple entries are allowed per person.
4.1. Participation in the Campaign is restricted to individuals who are residents of the European Economic Area and to companies registered in the European Economic Area, and have registered and validated a User Account at Lendermarket.
4.2. The entrants must be aged 18 or over.
4.3. Employees, family members and friends of Creditstar Group AS, its subsidiary companies, and Lendermarket Limited are excluded from participating in the Prize Draws and from winning the Prize.
4.4. Lendermarket reserves the right to verify the eligibility of entrants. The Promoter may in its absolute discretion disqualify any entries which it feels do not comply with these Terms and Conditions or where any form of bad faith is suspected.
4.5. If the Promoter, at its sole discretion, believes that the entrant has created or used an account for the primary purpose of collecting the Prize, and not to use the services of Lendermarket, the User will be disqualified from the Campaign and will not be eligible for the Prize.
4.6. In order to be eligible for the Prize, the Lender has to invest in full the funds deposited within the Campaign Duration.
5.1. The Campaign includes five Prize Draws:
5.1.1. The first Prize Draw starts on Monday, 9 November 2020 at 00:00 Central European Time ("CTE”) and ends on Sunday, 15 November 2020 at 23:59 CET. Entries received after this date and time will not be entered into the First Prize Draw.
5.1.2. The second Prize Draw starts on Monday, 16 November 2020 at 00:00 Central European Time ("CTE”) and ends on Sunday, 22 November 2020 at 23:59 CET. Entries received after this date and time will not be entered into the Second Prize Draw.
5.1.3. The third Prize Draw starts on Monday, 23 November 2020 at 00:00 Central European Time ("CTE”) and ends on Sunday, 29 November 2020 at 23:59 CET. Entries received after this date and time will not be entered into the Third Prize Draw.
5.1.4. The fourth Prize Draw starts on Monday, 30 November 2020 at 00:00 Central European Time ("CTE”) and ends on Sunday, 6 December 2020 at 23:59 CET. Entries received after this date and time will not be entered into the Fourth Prize Draw.
5.1.5. The fifth Prize Draw starts on Monday, 7 December 2020 at 00:00 Central European Time ("CTE”) and ends on Sunday, 13 December 2020 at 23:59 CET. Entries received after this date and time will not be entered into the Fifth Prize Draw.
6.1. The prize for each prize draw will consist of an iPhone 12 Pro (256 GB) to be delivered to the winners of the prize draw. Each winner can select the colour of the phone of their choice. Phone selection may vary and is subject to availability.
6.2. The value of the prize (one iPhone 12 Pro) is €1,277.
6.3. There will be a total of five (5) prizes, one for each of the five (5) prize draws held in accordance with these Terms and Conditions.
6.4. Each prize is non-exchangeable, non-transferable, and is not redeemable for cash or other prizes. However, if for any unforeseeable reason the prizes are unavailable, the Promoter reserves the right to substitute the prize with the equal value in cash.
6.5. The winners may reject the prize. If the prize is rejected by any of the winners, they will not be offered any alternative.
6.6. The prize will be sent to the winner by the Promoter's partners by post mail.
6.7. The present Campaign is compatible with other promotional campaigns and programs offered at Lendermarket.
7.1. The winners will be selected at random by an automated process or a process which will be conducted or supervised by an independent person from all correct and eligible entries received.
7.2. All entries will be included in the weekly Prize Draws to be in with a chance to win their chosen prize.
7.3. Each prize draw will take place on the following day after each prize draw ends.
7.4. For each prize draw there will be one prize winner.
7.5. Entrants cannot win more than one prize during the Campaign.
7.6. Every entrant will be eligible to enter all the prize draws but can only win one prize draw.
7.7. Multiple entries are allowed per person. For each prize draw a digital file will be prepared containing all the entries who meet the requirements and/or conditions of these Terms and Conditions. For example, if a User deposits three (3) times, this counts as three (3) entries.
8.1. The winner agrees that details of the winner (name and/or last name, and country) will be posted on Lendermarket's website (www.lendermarket.com ) and/or on social media (https://www.facebook.com/lendermarket ). Failure by the winner to agree in accordance with this condition shall result in the prize being withdrawn immediately.
8.2. Each winner will be notified within two (2) business days after each prize draw end date either by text message, email, or telephone to the contact details provided in Lendermarket's User Account.
8.3. If a winner does not respond to the Promoter within fourteen (14) calendar days of being notified, the Promoter will be entitled to select another winner in accordance with the process described in clause 7.
9.1. The winner will be asked to confirm his phone number and address within 14 days of being notified that they have won.
9.2. If the Promoter does not receive confirmation that the winner accepts this prize, the Promoter reserves the right to withdraw the prize.
9.3. If a winner rejects their prize, the winner's prize will be forfeited and the Promoter shall be entitled to select another winner.
9.4. If you fail to claim the prize within the time-limit or fail to comply with any other instructions or time-limits notified to you or provide us with incorrect or fraudulent information, you will forfeit your right to the prize. We will then select an alternative winner.
9.5. Should the Promoter be unable to contact the winner or should the winner be unable to accept the prize, the Promoter reserves the right to award the prize to an alternative winner, drawn in accordance with these terms and conditions.
9.6. The prizes for the winners will be shipped within 15 days after notifying each winner. Winners will receive the prizes by express delivery, the arrival time depends on the actual situation of the delivery company. Due to COVID-19, the delivery may take longer than usual.
10.1. To the fullest extent permitted by law, the Promoter and the Promoter's partner, will not in any circumstances be responsible or liable (a) to compensate a prize winner or accept any liability for any possible loss, damage, theft, delay, or any other circumstance attributable to third parties; and/or (b) for any matters connected with or arising from your or a third party’s use of a prize, should you win one.
10.2. Your entry or participation in the Campaign is at your own risk.
11.1. Entrants' data will be collected, stored and processed for the purposes of administering and assessing this Campaign in accordance with the local applicable laws and the EU General Data Protection Regulation (GDPR).
11.2. Lendermarket reserves the right to exchange information and data regarding the winners with the Promoter's partner and third party service providers for lawful purposes directly related to this Campaign. That includes, but not limited to any administrative matters to facilitate the management and organising of this Campaign, as well as delivering the prize to the winner.
11.3. Entrants may freely exercise their rights to access, rectify, erase, oppose, limit the processing, and to portability by sending an email to Lendermarket at [email protected] The deletion of the data necessary to manage the Campaign (including the delivery of the Prizes) will automatically make the data subject ineligible to win.
12.1. Lendermarket reserves the right of final interpretation of the Terms and Conditions.
12.2. The invalidity, illegality, or unenforceability of the whole or any part of the terms and conditions or any Specific Rules does not affect the remainder of these terms and conditions or any Specific Rules, which will remain in full force and effect.
12.3. In the event of fraud, abuse, and/or an error affecting the proper operation of these Prize Draws, Lendermarket reserves the right to end or suspend the Prize Draws.
12.4. In the event of force majeure the Promoter has the right to terminate the Campaign, not select any winners and/or not to deliver the prizes to the winners, giving a relevant notice of the occurrence of such event on the Promoter’s website www.lendermarket.com .
12.5. Any tax implications that winning the Prize has on the winner’s taxes will be borne by the winner, thus relieving the Promoter or the Promoter’s partner of all liability.
12.6. Unless stated otherwise in the applicable local legislation, these Terms and Conditions (and any claim hereunder whether contractual or non-contractual) shall be governed by the laws of Ireland and every entrant submits to the jurisdiction of the Irish courts in relation to any dispute under these Terms and Conditions (whether contractual or non-contractual) without prejudice to the right of Lendermarket to bring proceedings in the courts of any country in which any entrant is resident.